Live Oak Truck Accident Lawyer
As Florida is a no-fault auto insurance state, many people mistakenly believe that after a truck accident in Live Oak, it is fairly easy to file a claim for financial compensation. Unfortunately, that is not usually the case. No-fault insurance coverage is typically not enough to provide full compensation for the catastrophic injuries sustained in a truck accident. To receive the full settlement you need after a crash, you will likely have to file a claim against the liable party, as well. Our Live Oak truck accident lawyer can advise you of your legal options and will help with any claim you file.
Personal Injury Protection (PIP) After a Truck Accident
Florida law requires all motorists in Live Oak to carry a minimum amount of PIP coverage. The minimum amount drivers have to purchase is $10,000 and that is simply not enough to cover the cost of multiple broken bones, long hospital stays, and other costs associated with your injuries. PIP also does not provide damages for pain and suffering, which is significant after a truck accident.
To recover the fair amount of compensation you need after a crash, you will probably have to identify the negligent party and file a claim with their insurance company. When doing this, you must prove the other party was at fault, which is not required when claiming PIP benefits, and which is also very difficult to do in truck accident claims.
Do You Have a Valid Truck Accident Claim?
If you have to file a claim against the liable party, you will have to prove several elements of your case. A lawyer can explain these elements further and advise on whether or not you have a legitimate truck accident claim. When filing a claim against the at-fault party, you must prove:
- Duty: In all personal injury cases, you must show that the negligent party owed you a duty of care. This is fairly easy in truck accident cases because state law requires all motorists to drive in a reasonable manner that keeps others safe. Federal law also requires truckers and trucking companies to act reasonably so no one becomes hurt.
- Negligence: Negligence refers to a careless act that breaches the duty of care. When filing a truck accident claim, you must prove the negligent action or inaction that caused the crash.
- Causation: Unfortunately, a negligent act on its own is not enough to file a truck accident claim. You must also show that negligence caused your crash.
- Damages: Truck accident claims are meant to restore you as wholly as possible to the same condition you were in before the accident. You must show that you sustained injuries and other losses and now require compensation for them.
Talk to Our Truck Accident Lawyer in Live Oak Today
If you have been hurt in a crash, our Live Oak truck accident lawyer at Douglas & Douglas can prove your case. Call us now at 386-752-5511 or contact us online to schedule a free consultation and to learn more about how we can help.