Three Things The Car Insurance Companies Don’t Want You To Know

Car insurance companies are typically known for their catchy slogans and interesting mascot choices. Statistics indicate these insurance companies spend millions of dollars on advertising annually. The many commercials that flash across our television screens on a regular basis can give the impression that these companies have your back and your best interest at heart. Unfortunately, the truth is that insurance companies are not on your side and because of that, there are a lot of things you should know. There are several things that insurance companies will keep from you in an attempt to limit the amount of money that they have to pay out on claims. Three of these secrets are revealed below.

They Don’t Work for You

No matter how friendly the conversation with your agent, the insurance company is not your friend and has an entirely different set of interests than you. The insurance company is in business to make money —by collecting premiums and paying out as little as possible.

You Don’t Have to Consent to Being Recorded 

One of the reasons why it is important to understand that insurance adjusters have an adverse interest is the fact that you can expect the insurance company to try hard to get recorded statements from you. Although you regularly pay your insurance so they will have your back if something bad happens, that doesn’t mean your insurance company won’t do everything they can to avoid paying legitimate claims. Insurance companies would love to have you make a recorded statement they can use against you to justify paying you less. Your insurance adjuster will be a trained negotiator which means you can inadvertently be directed into saying something that can be twisted and used against you. Even saying something as simple as you are “doing well today” can be used to argue that your injuries are less severe than what you claim. Consult your lawyer as soon as you can so they can guide you as to if and when to provide statements.

You Need the Help of an Experienced Personal Injury Attorney

 Lastly, insurance companies do not want you to hire an attorney because they know that this likely means they will end up having to pay you more money – even though they have attorneys on their side to help them. For this reason, you should never accept any insurance company’s representative’s word when it comes to the amount you are owed — especially after being injured in a Florida car accident that wasn’t your fault. Instead, you should rely on the help of an experienced personal injury attorney who can accurately answer all your questions and help you maximize every available insurance policy. As the knowledgeable Jacksonville car accident attorneys at Douglas & Douglas, we have helped accident victim after accident victim reach an outcome that exceeded their expectations and we welcome the opportunity to help you successfully reach the compensation you deserve. Contact us today for a complimentary consultation.

Resource:

hiii.org/fact-statistic/facts-statistics-auto-insurance